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Low Rates.
No Hassle.
find out how Stephen Cunningham can help make qualifying for a low rate mortgage easy

About Me

I'm Stephen and I'm Here to Help
You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate.

I've got great news... I'm here to solve that all for you. Check out the reviews from other folks just like you that I've worked with and see how I can make the process easier.

Whether you need a mortgage to buy a home, or are looking to refinance for a better rate or some cash out of your property, I can help.

I look forward to hearing from you.
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Have questions about the mortgage process?
Let's have a conversation
All consultations are NO CHARGE and NO OBLIGATION.
About 
Mortgage Rates

Mortgage rates can be volatile, moving up and down on a daily basis depending the economy, economic reports and predictions, Federal Reserve activity and other geopolitical world events.
 
The rate you’re offered on your mortgage is dependent on the factors listed above (which are out of your control) as well as many factors you do control such as your credit score, loan amount, down payment amount, type of loan, property type and whether you are looking to purchase or refinance.
 
Connect with us today and let us find you the most competitive mortgage or refinance rate with the most competitive terms and fees.

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Want to know what your home is worth?

If you own a home, and would like an accurate, instant quote of what your home is worth, simply put in your address below and find out!

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Sign up for my free service
  • Get a monthly wealth snapshot of your home
  •  Understand when to refinance
  •  Purchasing power for second home or trade up
  • Know your total cash-out power
  • ​Understand your mortgage - interest vs. principal
  • ​Understand when you can drop mortgage insurance
  • ​Get a monthly wealth snapshot of your home

Buy smart to build wealth faster

Get detailed market analysis on the area you are looking to purchase.

What I Do
Outstanding Communication and Follow-up
We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan.
Professional Support
Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.
Competitive Low Rates
We work with you to find the right program and secure low market rates to make sure you are paying the lowest payment each month.
Close Your Loan 
On Time
Not all lenders can close quickly or on time. We work closely with you through the process to meet all deadlines and make sure that your loan closes on time.
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Who We Help

First Time Home Buyers

We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to help you get the home that you are so excited to be buying!

Move Up and Second Home Buyers

Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.

Refinancing Home Owners

If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.

Investment Buyers

If you're buying real estate for investment purposes, we can help you secure low rate financing to maximize your ROI. 

Seniors Seeking Reverse Mortgages

If you are 62 years or older and are looking for options to stay in your home without a mortgage payment or to access your home's equity while still living there, I can answer your questions about reverse mortgages so you can decide if they are right for you.
Getting a Mortgage Can Be Easy
Here's what other people say about working with me
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Get your Weekly Mortgage Rate Forecast now!

*Example is not the current forecast, only an example of what you will receive

Sign up today to begin receiving the FREE weekly rate forecast to your inbox. 
Easily unsubscribe at any time.

Other Resources You'll Find Helpful
Looking for help with your down payment?
Let me share with you 3 government sponsored programs for buying a home with little or even no money down!
Buying a new home when you already own one?
If you are thinking about selling your current home and are looking at buying a new one, be sure to know this info.
Want to get a low rate when refinancing?
With these insider strategies you'll know what questions to ask to get the best offer from any lender (even me!)
Work With Us
 
We recognize that your needs are unique, and we would love to find out exactly how we can be of service to you.
Contact us by email or give me a call.
EMAIL US
If email is your preferred method of contact, 
go ahead and email me.
Connect with us
CALL US
Call me today with any questions you have about the process - I'm happy to help.
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AZ-1037520, CA-DFPI2013942, FL-Temporary Authority, IA-48664, TX | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.
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